Beware of the three ways of getting fooled into giving up your money through seemingly innocent money-making schemes. Scams are all around us and it can be found in every single area of life, but more so in such areas where the risk is greater such as when dealing with credit cards, bank accounts and other activities which involve sending or receiving money online.
The Bank/Credit Card Email Scam:
If you get an email asking you to sign up to your bank account or credit card through the email because your privacy is under danger or just to receive a free gift or something: BEWARE! Do not sign up through the internet address provided in the email. If the email does make you anxious, go to the bank or credit card site using the address you know already or through searching the search engines.
How Does This Scam Work?
The senders of the email know that only a very few will sign up but that is all they need. When you signed up to the bogus internet address, they got your user and password. Now its time for them to party!
The Missing Millionaire Scam:
If you receive an email saying that they represent a dead or missing former ruler, high-ranking official or businessman from an African, Gulf or even Russian: BEWARE! They offer you a chance to earn anything between one to five percent of ten to fifty million. And for your co-operation only. Don't get sucked into this, for though they speak of giving you money, they will receive cash and from your account.
How Does This Scam Work?
They will ask you for your bank details in order to transfer the cash and then they will use that to transfer a small amount. Now, once you trust them, they will ask you for more personal and secure details because they "need" that to transfer the entire sum in and out of your account. What they won't tell you is that they will transfer all the money out from your account: theirs and yours.
The Make Money Fast Scam:
This is the most innocent of the lot, but that is also why it is the most dangerous. These are so-called companies that advertise that if you only sign up and use their system, you will mint money. Please do not fall for such schemes. They will pay you some money but then once trust is built, they will fleece your bank account. Remember that quick money scams are the surest and fastest way to lose all your money!
Conclusion:
Whatever you do online, always remember that the internet is not a safe place. Treat it like you would treat any other business venture and bring up your guard. If you play it safe and check out the companies before committing, you will be able to guard yourself against losing money to crooks.
Tampilkan postingan dengan label scam. Tampilkan semua postingan
Tampilkan postingan dengan label scam. Tampilkan semua postingan
Sabtu, 19 Maret 2011
Senin, 13 Desember 2010
Identity Theft: It Won't Happen To Me
"I got bad credit, I'm not worried"
"It happened to a friend of a friend"
"I've got other priorities now"
"All it takes is guarding your Social Security number"
"I can trust the people around me"
These quotes are all too common regarding identity theft. The problem is the Federal Trade Commission, various law enforcement agencies and identity theft experts have stated there are no 100% guarantees and the numbers for identity theft keep getting worse
"I got bad credit so I'm not worried"
Just recently KFLY TV in Lafayette Louisiana reported that 2 men were arrested for stealing the identity of 2500 people. Identity thieves don't run credit checks before they steal your identity.All they need to do damage is a little bit of your personal information.
"It happened to a friend of a friend"
This one should really alert people. The reason ? Everybody now knows somebody who's been victimized. That alone tells you what an epidemic identity theft has become. Last year 10 million people had their identities stolen. Many experts think that number will double this year. They also fear the 10 million figure is too low. Why? Many victims don't report the crime.
"I've got other priorities now"
Once your identity is stolen there is only one priority: Getting it back. On average it can take 175 hours and out of pocket expenses totaling 15,000 dollars according to the FTC.
"All it takes is guarding your Social Security number"
In February of this year Bank of America announced that 1.2 million federal employee credit card accounts may have been exposed to identity theft. In June Visa and MasterCard announced that 40 million cardholders maybe at risk when the database of their third party processor was broken into. Many of these people no doubt guarded their Social Security number faithfully but thru no fault of their own they're at risk.
"I can trust the people around me"
This one hits home and may hurts the worst. 50% of all identity thieves are known by the victim. Family members, friends and neighbors do more damage than total strangers.
There are other reasons people give. Yes it may never happen to you but identity theft is now a full blown epidemic that affects everyone.
"It happened to a friend of a friend"
"I've got other priorities now"
"All it takes is guarding your Social Security number"
"I can trust the people around me"
These quotes are all too common regarding identity theft. The problem is the Federal Trade Commission, various law enforcement agencies and identity theft experts have stated there are no 100% guarantees and the numbers for identity theft keep getting worse
"I got bad credit so I'm not worried"
Just recently KFLY TV in Lafayette Louisiana reported that 2 men were arrested for stealing the identity of 2500 people. Identity thieves don't run credit checks before they steal your identity.All they need to do damage is a little bit of your personal information.
"It happened to a friend of a friend"
This one should really alert people. The reason ? Everybody now knows somebody who's been victimized. That alone tells you what an epidemic identity theft has become. Last year 10 million people had their identities stolen. Many experts think that number will double this year. They also fear the 10 million figure is too low. Why? Many victims don't report the crime.
"I've got other priorities now"
Once your identity is stolen there is only one priority: Getting it back. On average it can take 175 hours and out of pocket expenses totaling 15,000 dollars according to the FTC.
"All it takes is guarding your Social Security number"
In February of this year Bank of America announced that 1.2 million federal employee credit card accounts may have been exposed to identity theft. In June Visa and MasterCard announced that 40 million cardholders maybe at risk when the database of their third party processor was broken into. Many of these people no doubt guarded their Social Security number faithfully but thru no fault of their own they're at risk.
"I can trust the people around me"
This one hits home and may hurts the worst. 50% of all identity thieves are known by the victim. Family members, friends and neighbors do more damage than total strangers.
There are other reasons people give. Yes it may never happen to you but identity theft is now a full blown epidemic that affects everyone.
Langganan:
Postingan (Atom)